How a Top Restoration Company Helps You Through the Insurance Claims Process
Home damaged by a storm in Elmsmere, NY
Even moderate water damage at your Elmsmere, NY, home can result in costly repairs and restoration. This is why you have insurance. However, if you want the claims process to go quickly and smoothly, it’s important that you have the right storm restoration team on your side. The best companies are fast, helpful, and thorough. Not only does this give you peace of mind that they’ll do the job right, but it also means your insurance coverage will kick in more quickly.
Why the Right Restoration Team is Critical
When bad weather hits and you need storm response to help clean up water from your home, can’t you call just anyone? Your best bet is to call the most qualified, skilled company around. This gets the insurance process into high gear as well. The best restoration teams can do the following:
- Respond to the job and complete it quickly.
- Tackle floods of any size.
- They have the knowledge and ability.
- They have the equipment.
Fast, Efficient Response
When you’ve got flood damage at home, time is of the essence. The longer you wait to clean it up and restore the affected areas, the more extensive the problems will be, and the bigger hassle it will be to work with the insurance. The best flood restoration teams can arrive on scene in a speedy manner and will finish the work as scheduled.
No Size too Large
Storm restoration professionals have the experience you want on your side. The best companies have seen and done it all when it comes to cleaning up after floods and restoring home. Every crew member has received extensive training.
Skills and Tools
With the training and experience comes an impressive skill set. These companies know what it takes to handle your cleanup needs, which will then make it easier to initiate and complete the claims process. You won’t find the highly specialized cleanup equipment on your own either.
Fast storm restoration works hand in hand with a quick insurance claims process. Choose a highly regarded restoration company when you have a flood at home.
The Essentials Of Effective Mold Remediation And Removal
Mold in a Downtown Scardale home.
It is no secret that many individuals are struggling with contamination of mold in home as well as commercial mold damage. The reason for such contamination is through the development of either fungus or mildew on your walls and ceilings. Mold damage associated with mildew or fungus is common because mold thrives in places with moisture issues such as leaking roofs or faulty plumbing lines. Mold damage is very detrimental to the structural integrity and durability of your house. This can cause the house to fall apart and is the reason why mold removal and remediation is essential.
Mold removal differs from remediation in that it involves the physical extraction of parts that have been contaminated by either mildew or fungus. On the other hand, remediation can be described as the process of demolition, sanitization, and removal of damaged features, as well as the implementation of measures to reduce and prevent mold damage.
Mold mitigation is done by controlling the causal factors of fungus and mildew formation so as to reduce any further damage. Mitigation involves the both structural and non-structural procedures that limit the impact of natural and environmental hazards such as mold. The growth of mold is supported by the presence of moisture, availability of time, as well as food, in the form of flooring materials, drywall, plywood, and carpets. By taking away one of these components, you will control or prevent the formation of mold. This is the primary objective of remediation and mitigation.
Steps Taken in Mold Removal and Remediation
The basic principles of remediation are founded on ensuring safety and contamination control through proper mold damage assessment, as well as the elimination of the water and mold sources. This moisture problem leads the development of a strong smelly odor, which is an indicator of mold contamination. For mold in home and commercial mold damage, it becomes necessary to invoke the use of deodorization techniques.
The purpose of mold removal and mitigation is to return the concentration of mold in home and commercial buildings to safe, natural levels. To address the smelly odor, the water source must first be handled in the process of mold removal. It is important to enlist the services of a professional, who will follow the steps below:
- Learn about the moisture problem
It is important to understand that the contamination is caused by a water source issue. This means that while mold grows visibly on the outer part of your walls, it is also growing inside the support structure of your home. Having adequate knowledge of the source will allow your warranty representative to locate mold growing visibly and invisibly. This is important in assessing commercial mold damage due to the exponential size of such buildings.
- Create an actionable plan
By documenting the progress of contamination, it becomes easier to come up with a plan to manage mold in home. The professional supervisor enlisted should be able to give you regularly updated plans that outline the project duration, environmental testing, and if temporary relocation is necessary.
- Evaluate the extent of mold contamination
It is fundamental to note that mold damage occurs both where you can see and where you cannot. Therefore, by calculating the level of contamination, the warranty supervisor will be able to determine how to approach the cleanup exercise. In the case of a smelly odor, they will also provide the most appropriate deodorization method.
- Actual removal process
The process of removing mold in home involves clearing the existing contamination without causing more harm to the homeowner or other specialists. It involves:
- Isolating the contaminated region with plastic sheets to avoid dust accumulation.
- Fixing the water source so as to prevent mold reformation.
- Removal of all wet objects, as well as those damaged by the contamination. They are then double-packed in plastic bags for disposal by the professionals.
- Cleaning of all non-porous surfaces that experienced mold growth.
- Air scrubbing using a HEPA vacuum to boost deodorization.
The process should strictly follow the guidelines of the Environmental Protection Agency.
Mold in home brings about a smelly odor, health issues, as well as structural damage. Although the smell can be cleared by deodorization, the commercial mold damage may be irreversible. However, in most cases, demolition is not the only option, as more efficient solution techniques can be used. It is advisable to enlist the help of a professional who will follow EPA standards, and carry out a post-cleaning assessment to determine if the process was successful.
Tips on Discovering Mold
Mold in a Downtown Scardale home.
If you discover mildew, fungus, and particularly mold in your home, there are some crucial steps that you need to take to protect your property. When it comes to mold removal and remediation, you must understand the importance of engaging the services of a mold restoration company. On a related when it comes to mold in home, and commercial mold damage, you need to understand the risks you take of attempting to mold removal and remediation on your own and without professional intervention.
Tip on Discovering Mold
Do Not Disturb Mold
A key strategy you need to keep in mind is the importance of not disturbing mold in home when discovered. When mold in home is disturbed, the spores spread and a mold problem becomes all the more serious. One step to take in this regard, if at all possible, is turning off the heater or air conditioning to prevent the spread of mold spores.
Mold growth can occur almost anywhere in your home. This includes mold growth behind wall. Thus, if you discover mold anywhere in your residence, or if you detect commercial mold damage, you logically must assume that mold is present in other locations in your home.
How to Restore Your Home From Water Damages
Water damage in a Downtown Scarsdale home.
The water mitigation process involves the prevention and reduction of the amount of water damage caused by a permeating leak or flood. It helps you prevent further losses by taking quick, appropriate actions. You need water damage mitigation after your supply line break. It could also be necessary when a pipe break causes water in home facilities to leak. If you don't engage water in home facilities quickly, it will damage your walls, furniture, and flooring. Nonetheless, you can take concrete steps to reduce cases of the pipe break, prevent further flood damage, and restoration of your property to its full value.
When to Call a Professional in Water Damage Restoration
Water damage caused by pipe break is progressive and pervasive. It can cause permanent damage to your valuable items, especially if emergency response delays beyond 48 hours. A supply line break can cause an acute water damage in business premises. If a pipe break allows water in business premises to seep into your valuables, you can take immediate water cleanup steps to reduce further flood damage.
Steps to take as soon you detect leaking water in business premises:
- Close any water source in your flooded home
- Shut down the electrical breaker before unplugging any electrical device in submerged area
- Remove fabrics, potted plants, papers or any other item that can stain wet carpet
- Put aluminum foil under feet of any furniture in contact with wet carpet
- Avoid walking on wet carpets to prevent spreading water in business premises
- Don't use a vacuum cleaner to extract water from a flooded home. Water supply line break can cause electrical shock as well as damage your equipment
- Don't use newspaper in traffic areas to walk on. Ink on papers can quickly spread to wet carpet fibers and result in permanent stains
Flood damage mitigation professionals with only carpet drying equipment can't prevent water in business premises from wicking up under baseboards and walls. Water in home facilities will penetrate through walls and flooring into sub-floors, and cause damage to other rooms. If you don't control humidity in a flooded home, undamaged items could absorb moisture from the air and get destroyed. If your structures don't dry up properly, they become a source of food for mold. That will eventually cause a need for a professional mold mitigation services.
Basic Steps in Water Damage Restoration
Initial Visual Inspection
A certified flood damage restoration company will help you assess the extent of flood damage. That will help you determine the appropriate action needed to restore your flooded home. Once inspection completes, and there are no safety hazards, restoration begins.
Extracting water in home facilities and containing the damage should be the priority of your restoration company. Remove all wet materials such as pillows, toys, throw rugs, and clothing from the affected area. After extracting water, your water cleanup crew will begin removing any wet surfaces on the flooring, ceiling, and walls to help expedite the drying. Your restoration company may also open cabinet drawers and doors to allow air circulation.
Stabilizing and Drying
Once you remove all wet items, the drying process begins. Water cleanup crew use commercial grade equipment such as dehumidifiers, heaters, and air movers to generate dry air and increase evaporation and circulation. You have to monitor the environment as it dries up carefully. It's also important to document the progress results. Moisture control helps mitigate mold growth. Drying takes 2 to 4 days depending on the nature of the damage.
After the surface has dried up, the water cleanup crew will conduct an assessment to ensure there is no hidden moisture. That helps prevent further damage or mold growth.
Once everything has dried up, your restoration company will help you repair damages caused by supply line break. By the end of reconstruction, your home should be safe, healthy, and reinstated back to its state before the damage.
Tips on Professional Water Damage Restoration
Plumbing defaults, floods and sewerage systems defaults can cause a lot of water damage to any commercial building or even residential premises.
Plumbing defaults, floods and sewerage systems defaults can cause a lot of water damage to any commercial building or even residential premises. Water damage does not only affect the structure of a house, but it also affects the contents of that building. Whether the damage is caused by pipe break, supply line break or flooding, it is highly recommendable to work with water restoration professionals who shall help in restoring the building to its normal condition. In the course of flood damage mitigation, several things must be taken into account to because the process can be complicated and tricky.
Water damage Mitigation approach
In this kind of a project, the primary consideration is assessing the entire pipe break or supply line break systems and understanding the requirements for the work. The water cleanup experts must, therefore, be able to conduct a comprehensive inspection process regarding the water in home or water in business premises. This helps the restoration company to understand the cost caused by the flood damages, the time frame of the mitigation process as well as materials and machines required in the process.
During such an inspection, the professionals also evaluate the cause of the pipe break or supply line break caused by the water in home and try to stop excessive water from entering the building. Some of the components inspected by a restoration company include the pipes supplying water in business premises, the source of the water as well as the supply lines. If the flood damages contain some sewerage components in the supply line break the professionals will precede with the necessary precautions.
After the restoration company has inspected the entire project in the restoration process, they then proceed to the water cleanup process to evacuate water in business areas or residential premises. This is whereby the water is evacuated from the inside and surrounding of the premises. This as well includes moisture removal from the building. By the use of a good technology and efficient water extraction machines, thousands of gallons of water in home can be removed from the affected premises easily and within the shortest time possible.
After the extraction of water in home or water in business building, the restoration company uses dehumidifiers as well as air movers top ensure that space is completely dried up in the restoration process. During the drying process, the windows are all open to allow air circulation on the premises. During drying, the restoration companies are required to monitor the affected areas and make adjustments on their water cleanup equipment if necessary.
The primary objective using the most efficient drying machines in this procedure is to provide the most effective services, save the client money and time and restore the building to its normal conditions within the agreed period.
This is considered the final step in any water damage removal process. The process entails re-tilling of the house, painting, reconstruction of the walls and the floor or even renovating the roof. Every remodeling process in each premise is done differently. This mostly depends on the extensiveness of the damage and the desires of the homeowner.
The remodeling process reflects the kind of design a homeowner shall have after the entire damage renovation process. The homeowner should define and declare the kind of designs they want to be restored to their flooded homes before the actual work is done. This helps in ensuring that the remodeling fits the desires and anticipations of the homeowner. It also helps the expert in knowing the materials in restoring the flooded home, pipe breaks and necessary supply line break.
Some things to consider
In case you experience floods in your home or a business premises, it is important to start the water cleanup process as early as possible. Removing some things from the flooded home such as the furniture, fittings, electrical fixtures and other belongings is necessary even before you call the experts. These are things that can absorb water and cause more flood damages and thus more losses. You can as well, ask reputable water removal companies to do such work for you to avoid more losses during the mitigation on the flooded home.
4 Steps to Prepare Your Business for a Storm
Ensure your assets in Scarsdale facilities remain safe from water damage.
Severe weather conditions seem to make the national news on a regular basis. With the possibility of additional weather events including higher than average flood water, commercial property owners in Scarsdale, NY who prepare in advance can better protect their business and their customers. Ensure your assets remain safe from water damage by taking steps before you are faced with a hazardous situation.
4 Steps to Prepare Your Business for a Storm
1. Consider Flood Insurance
Insurance companies typically view flooding as rainwater that hits the ground in quantities. Many types of standard insurance policies do not cover rain-related damage. Flooding can devastate a business, leaving substantial cleanup costs and destruction in its wake. For companies that are not in a flood plain, flood insurance may be a cost-effective option.
2. Address Building Weaknesses
Flood waters move swiftly, and a flooded building can be dangerous. It may not be possible to take preventative action once the water begins entering the building. Consider what can be done in advance to protect items in key areas of the building:
- Clear storm drains and gutters of debris.
- Remove valuable items from the basement and store them elsewhere.
- If there are fuel tanks, make sure they are securely anchored and up to code specifications.
- Purchase a sump pump.
3. Safeguard Business Critical Data
Keep backup copies of crucial documents such as insurance policies, vendor information and emergency contact numbers. If possible, store them off-site to avoid water damage. Otherwise, put them in an area that is least likely to be impacted by flood water, such as a second floor or in a waterproof safe. Keeping the data safe can help restore business quickly.
4. Create an Emergency Plan
Disaster recovery planning can protect employees and guests during an extreme weather event. Flood water rises quickly, so having a documented plan in place beforehand can ensure everyone knows what to do in the event of a flooded building. Keep the contact information for water damage restoration technicians up-to-date. Address building and employee readiness and make sure there is a detailed evacuation route that can take people away from danger in flood conditions.
Flood Cut Demystified
Storm damage in Scarsdale homes can be devastating.
Having to deal with the consequences of flooding in Scarsdale, NY is devastating. You are probably wondering if it is possible to restore your house to its pre-damaged condition, if it is necessary to tear out some walls and what to do about contamination. A professional cleanup company can give you the answers you need and also tell you it might be necessary to make a flood cut.
Here are the answers to the two questions you likely have: what a flood cut is and how it works.
- What Is a Flood Cut?
Having to do a flood cut means experts have to cut out some drywall from your home up to a certain height. The cut is usually made 12 inches above the flood line, just above the water line. The reason restoration contractors are removing part of the drywall, insulation and any other necessary building materials is to gain access to the framing and salvageable materials behind the water-damaged drywall.
- How Does the Flood Cut Process Work?
After flooding, it is vital to start the cleanup process soon, as mold can grow within 24 to 48 hours of flooding. The first step is to mark the wall with a laser level, which ensures a clean job. Next, it’s recommended to put a tarp or something similar around where the cut is going to be made so the cleanup process goes faster. After that, technicians make the cut and assesses the situation behind the walls. If the water damage is higher than 12 inches, another cut needs to be made. It’s also important to pay close attention to the wiring and outlets and remove anything that needs to be replaced. What happens next depends on the situation, but usually, after removing the damaged materials, the contractor ensures ventilation to prevent mold growth.
After flooding, reach out to a restoration company ASAP. That way, they can make the flood cut, tear out the affected areas and prevent mold contamination.
4 Reasons To Have a Commercial Flood Policy
Cleaning mold off the side of a building in Eastchester, NY
4 Reasons You Should Consider Taking Out a Flood Policy
Most general commercial insurance coverage excludes damage caused by flooding. The National Flood Insurance Program or an endorsement on a private policy can cover this type of damage. Here are four reasons why commercial property owners should consider taking out a flood policy.
1. A Business Is Located On a Flood Plain
The Federal Emergency Management Agency maintains flood maps that can help business owners determine whether a commercial building is located in an area prone to flooding. Most insurance providers define a flood as water damage that originates from outside water sources such as rain or rising bodies of water.
2. A Federally-Regulated or Insured Mortgage
Owners of property located in a flood zone with mortgages regulated or insured by the federal government are required to purchase and maintain flood coverage. Contact an insurance agent that offers NFIP policies or add a flood endorsement or rider to a general commercial insurance policy.
3. Owners Want To Be Prepared
If there is any reasonable risk of flooding at a commercial building, the owner of the property may want to obtain coverage for this peril. According to FEMA, the average flood insurance claim is approximately $33,000 and total property damage due to flooding tops $6 billion every year.
4. Mold and Other Secondary Damage
In addition to excluding flooding, most standard commercial property policies also cut out coverage for any secondary damage that results from this uncovered peril. Without a flood policy, it may be more difficult or prohibitively expensive to pursue mitigation and restoration. As a result, a structure may be prone to mold growth.
Property owners should consider these reasons to obtain flood coverage for a commercial property Eastchester, NY. This commercial insurance will apply to cleanup and restoration costs for primary damage and extend to secondary damage as long as owners do everything they can to limit damage.
Landlords Have Insurance, Tenants Should Too
Kitchen fire in Bronxville, NY
4 Things to Consider When Choosing a Policy
Lots of people think that insurance is only for homeowners, but they are wrong. When you choose to rent rather than own a home in Bronxville, NY you need to consider protecting yourself with renters insurance as well. Property landlords have insurance that cover their buildings but it does not always cover their tenants. It is best to take the time to research insurance options for you and your personal property that will be kept or stored in the landlords' buildings. Here are four things to consider when choosing a policy.
1. Fire Damage
Make sure the insurance you purchase provides protection in the event of fire damage. Your policy should cover the actual fire, the water damage from dousing the flames and the soot damage that can harm items that do not actually burn.
2. Medical Reimbursement
Make sure the renters insurance coverage that you select includes reimbursement of medical costs for you and your visitors. Some policies only cover your physical property and neglect to protect you or your friends and family if there is an injury in your home.
3. Coverage Limits
Some insurers can put a limit on exactly how much they will pay to replace your damaged items versus the actual value of the items, or how much the insurer will pay towards fire restoration services and cleanup. Check the coverage values before you sign the policy.
Check if you will be covered if you cause a fire as well as if it is caused by negligence or through the actions of another person. Making sure fire damage is covered regardless who caused the fire is important to know before a catastrophe hits.
Don't miss the opportunity to protect you, your visitors and your property when leasing your home. Renters insurance in Bronxville, NY can be a lifesaver if you get the right policy.
What Is Mildew and How Can You Get it Off Your Plants?
Contact a mold remediation specialist right away!
Plant mildew, unlike other types of mold that you might find growing in your home in Tuckahoe, NY, is a type of parasitical fungus that grows only on living plants. You can often tell if one of your plants has been infected by mildew if you can see a white powdery residue on its surface. Since mildew can potentially kill your plant and spread to other plants close by, you will want to rid of it as quickly as possible!
To stop mildew growth on your plants, try the following methods:
- Move the plant outdoors into the sun
- Wash the plant with water around its roots
- Spray it with mildewcide or fungicide
- Prune heavily infected areas
Removal Product Options
If you choose to try a mildewcide to tackle a plant mildew problem, you will need to consider the type of plant you are applying it to. If you are treating a plant that you don’t intend to eat, then you are okay to use a chemical fungicide. However, if the infected plant or is intended to be consumed, you will want to use more natural mildewcides that are intended for use on edible plants. No matter what, stay away from mold removal products that are intended to be used on building surfaces since there is a good chance they will kill the plant.
Once you have cleared your plant of mildew growth, you will want to take the following preventative actions:
- Keep indoor humidity at acceptable levels
- Ensure soil is fertilized correctly
- Regularly remove weeds
- Clear away leaves and other plant debris
- Disinfect any tools used to remove mildew
- Consider using mildew resistant potting soil
Luckily, if plant mildew is addressed quickly there’s a good chance your plant can be recovered. Remember, that mildew does not grow on other surfaces, so if you see mold on other places in your home contact a mold remediation specialist right away!